Mazda Novated Lease

Get behind the wheel of your Mazda sooner and enjoy significant tax savings with a novated lease at Leaselab. Get started today.

Mazda

Discover the Contemporary Style & Performance of Mazda 

Designed for any stage of life, Mazda cars have become a favourite for Australian drivers due to their blend of style, performance and innovation. With its undeniable level of reliability, Mazda’s commitment to design excellence has earned the automotive company accolades throughout its hundred-year history. From the sleek Mazda CX-5 to SUVs that can fit the whole family (and their instruments), the Mazda vehicle lineup offers something for everyone.

A novated lease on your next Mazda allows you to get behind the wheel sooner with greater financial ease. We’ve simplified the novated leasing process, making for a more economical alternative to a traditional car loan or buying a Mazda upfront at a dealership.

Effortless Style. Everyday Joy. Discover the Mazda Range.

Sleek, refined and fun to drive, Mazda’s lineup blends head-turning design with impressive value. From school run to weekend fun, Mazda makes every drive feel premium.

Mazda

What are popular Mazda cars to get on a novated lease? 

Mazda’s most popular novated lease choices include the stylish Mazda3 and the adaptable CX-30, great for professionals on the go. With roomy interiors and high safety scores, the CX-5 SUV is a favourite for Australian families. Every choice delivers inspiring performance and timeless design, giving you true value every day. 

Bundle your Mazda running costs like fuel, insurance and even maintenance into your lease, and you’re set to reduce your income further. With easy, monthly payments to cover all your vehicle expenses, it's easier to budget and manage your money.

Is novated leasing available on Mazda’s hybrid or EV models? 

Yes, novated leasing is available on Mazda’s hybrid and EV range, but if you're looking to maximise savings through the FBT exemption, it's only applicable to the Mazda MX-30 E35 Astina. This all-electric model allows you to enjoy premium features and a smooth, quiet drive while reducing your taxable income.

Choose a Mazda novated lease with Leaselab and we’ll simplify the entire process. The team will outline the best plan for your circumstances during the entire term of your lease.

Mazda

What is a novated lease?

A novated lease is an innovative way to finance your vehicle through a three-party agreement involving you, your employer, and a car finance provider. It allows you to pay for your car from your pre-tax salary, leading to significant tax savings and a streamlined car ownership experience.

Save thousands in tax

Bundle your car and running costs into one pre-tax salary deduction, saving thousands annually and tens of thousands over the lease's lifetime.

Get a better car for less money

Save up to $6,334 on the GST component of the car's price, making it easier to afford a better car and maximising your budget.

No bill shock

Turn annual car-related expenses into even monthly payments, preventing unexpected costs that can disrupt your budget.

Include running costs

Add fuel, servicing, insurance, and more to your lease package, all paid pre-tax, increasing your savings on everyday costs.

Fixed monthly payments

Enjoy predictable, fixed payments over the lease term, helping you manage your finances with confidence.

Managed by us, for you

We handle all aspects of your lease, from processing expenses to providing transparent account reporting, ensuring hassle-free management.

The Process

How It Works

A novated lease is a way to pay for your car and its running costs using your pre-tax income, which in the eyes of the ATO reduces your total salary and therefore the amount of tax you pay. It sounds simple, but it’s a total game-changer. Here's how it works in three simple steps.

1

You + Your Vehicle

Found the car you want? Perfect. Now, instead of you paying for your car outright, you enter into a lease agreement for the car for a fixed period between 1 - 5 years.

2

You + Your Employer

An agreement is set up between you, your employer and us. Then, your deductions for the lease (including running costs too, if that's what you want) are made by your employer from your pre-tax income. And that reduces the income tax you pay each pay cycle. Plus, your deduction amount is fixed, so you know what you’re paying for your car each month.

3

You + Leaselab

With a direct line of communication through a dedicated relationship manager, we'll help you navigate any challenges right the way through your lease. Whether it's today or five years from now, we promise you’ll always have the same level of help and service all the way through to the end of your lease.

Explore our most popular Mazda models

All your car and running costs are included

Customer Service

Customer Service

Rego & Insurance

Rego & Insurance

Tyres & Alignment

Tyres & Alignment

Servicing &  Maintenance

Servicing & Maintenance

Fuel or Electricity

Fuel or Electricity

Lease Payments

Lease Payments

About Leaselab

We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.As we always say: It’s a new lease on novated leasing.

Why choose Leaselab for your novated lease?

We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.

We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.

100+

years of combined experience in novated leasing

97%

Customer satisfaction rating

99%

of reviews are 5 stars

How we stack up against the competition

We believe everyday Aussies deserve a smarter way to buy a new ute. That's what grounds our commitment to customer success. And it's why we always act in the best interests of our clients by providing trustworthy education and guidance, even (and especially when) it’s difficult.

Total Transparency & Easy Access

See all your lease details at any time, with a simple, intuitive online portal.

Multiple Lender Options, Competitive Rates

Choose from a range of lenders to get the best deal for you.

Super Short Support Wait Times

Speak to a real person in under a minute, on average.

Rapid Reimbursements

Get your money back fast—usually within 2–3 business days.

Dedicated Account Manager

Enjoy personal service from your own account manager, for the life of your lease.

Exclusive Employee Benefits

Access extra perks and benefits beyond your lease, at no extra cost.

Our Happy Customers

We've saved thousands, for thousands

Rated 5/5 based on 141 Google reviews

Frequently Asked Questions

Is buying a Mazda through a novated lease worth it?

Certainly! Payments for a Mazda novated lease are taken from your pre-tax income, reducing your taxable income and therefore the amount of tax you will owe. This can help you save thousands in income tax and GST, plus you can secure a good deal for your new Mazda. A novated lease allows you to enjoy the benefits of driving a new car without the large upfront payment at a Mazda dealer or traditional car finance methods.

What are the benefits of a Mazda novated lease?

There are many benefits of salary packaging a car, from convenience to potential tax savings. Novated leases can bundle the running costs of your car into your lease payments. This makes it easier to budget every month with regular and predictable repayments coming out of your account. You will also avoid paying GST on the purchase price of your car, putting even more money back into your pocket.

Does the novated leasing of a Mazda reduce your taxable income?

Novated lease repayments are paid from your gross salary or your pre-tax salary. For example, if your gross salary is $90,000 and you lease a car that requires $8000 in yearly repayments, your net taxable income will be around $82,000 per annum.

How does novated leasing a Mazda benefit young professionals and graduates?

Novated leasing spreads the cost of your Mazda3 or CX-30 over the lease term, bundling running costs like servicing and fuel into one tax-effective payment. This reduces upfront expenses and increases your take-home pay, making it an excellent option for young professionals and graduates starting out. Be aware that some employers require you to finish your probation period before signing.

Are Mazda SUVs like the CX-5 and CX-90 good choices for family novated leases?

Yes, families appreciate the Mazda CX-5 and CX-90 for their generous space, strong safety ratings and enjoyable comfort on every journey. Novated leasing bundles running costs and payments into one manageable amount, easing your budget and letting you focus on family life without worrying about unexpected expenses. Start your search with our easy-to-use novated lease calculator, showing you how much a new Mazda could cost.

Can I include running costs such as servicing and fuel in my Mazda novated lease?

Absolutely, most running costs, including servicing, fuel, insurance and tyres, can be bundled into your novated lease payments. This simplifies budgeting, making it easier for busy professionals and families to manage monthly expenses without surprises, while maximising the tax benefits of salary packaging.

What happens if I change jobs while I’m in the middle of my Mazda novated lease?

If you change jobs, your novated lease is usually transferable to your new employer, so your benefits continue without interruption. This flexibility is ideal for young professionals or families who may relocate or switch employers, ensuring your lease adapts to life’s changes without hassle.

How does the Mazda CX-5 compare to the Toyota RAV4 for families?

The Mazda CX-5 delivers a sporty drive, premium interior and excellent handling, making it popular among families. The Toyota RAV4 includes hybrid options and slightly more cargo space. Both are safe and reliable, but Mazda’s refined driving experience and value appeal to those seeking comfort and style.

Is the Mazda3 a better choice than the Hyundai i30 for young professionals?

The Mazda3 is known for its sharp handling, upscale design and engaging drive, appealing to style-conscious young professionals. The Hyundai i30 offers strong warranty coverage and affordability. Both are reliable, but Mazda attracts those wanting a more dynamic and premium compact car experience.

How do Mazda’s fuel economy and running costs compare with Honda for similar models?

Mazda’s CX-30 and CX-5 generally provide competitive fuel efficiency and lower running costs compared to Honda CR-V and Civic models. This makes Mazda a cost-effective choice for commuters and families who want reliable, efficient vehicles with affordable servicing and maintenance over time.