Mercedes Novated Lease

Explore competitive novated lease deals on your next Mercedes with Leaselab. Simplify car ownership with tailored, tax-effective leasing. Get started today.

Mercedes

Experience Luxury with a Mercedes Novated Lease 

Mercedes-Benz is synonymous with luxury, innovation and performance. From the sleek C-Class to the powerful GLE, and now including the cutting-edge EQS electric sedan, the innovative EQB 250+ and EQA 250, Mercedes vehicles set the standard for premium driving.

Make every commute a first-class experience and embrace ‘the best or nothing’. A Mercedes novated lease through Leaselab lets you enjoy unmatched style and performance while optimising your salary with tax-effective payments.

Engineered Excellence. Refined Performance. Discover Mercedes.

With advanced safety systems, refined comfort and intelligent tech, Mercedes delivers a smooth, secure ride for work, weekends and everything in between.

Mercedes

Is a Mercedes-Benz novated lease eligible for the FBT exemption? 

Eligible Mercedes EVs under the luxury car tax cap qualify for the federal FBT exemption, allowing professionals to package 100% of their lease and running costs pre-tax. This makes an electric upgrade far more affordable while supporting a smarter, cleaner drive.

Experience the prestige of the Mercedes-Benz EQA 250+ or EQB 250+ and unlock serious tax savings through a novated lease. Use our simple calculator to estimate your repayments and see how affordable luxury can be.

What happens at the end of my Mercedes novated lease? 

Once your novated lease ends, you can keep your Mercedes by paying the residual or simply hand it back and lease a new model. Many choose to step into a more spacious SUV or the latest EV as needs evolve.

Whatever you decide, the flexibility of leasing helps you align your vehicle with your lifestyle and career.

Mercedes

What is a novated lease?

A novated lease is an innovative way to finance your vehicle through a three-party agreement involving you, your employer, and a car finance provider. It allows you to pay for your car from your pre-tax salary, leading to significant tax savings and a streamlined car ownership experience.

Save thousands in tax

Bundle your car and running costs into one pre-tax salary deduction, saving thousands annually and tens of thousands over the lease's lifetime.

Get a better car for less money

Save up to $6,334 on the GST component of the car's price, making it easier to afford a better car and maximising your budget.

No bill shock

Turn annual car-related expenses into even monthly payments, preventing unexpected costs that can disrupt your budget.

Include running costs

Add fuel, servicing, insurance, and more to your lease package, all paid pre-tax, increasing your savings on everyday costs.

Fixed monthly payments

Enjoy predictable, fixed payments over the lease term, helping you manage your finances with confidence.

Managed by us, for you

We handle all aspects of your lease, from processing expenses to providing transparent account reporting, ensuring hassle-free management.

The Process

How It Works

A novated lease is a way to pay for your car and its running costs using your pre-tax income, which in the eyes of the ATO reduces your total salary and therefore the amount of tax you pay. It sounds simple, but it’s a total game-changer. Here's how it works in three simple steps.

1

You + Your Vehicle

Found the car you want? Perfect. Now, instead of you paying for your car outright, you enter into a lease agreement for the car for a fixed period between 1 - 5 years.

2

You + Your Employer

An agreement is set up between you, your employer and us. Then, your deductions for the lease (including running costs too, if that's what you want) are made by your employer from your pre-tax income. And that reduces the income tax you pay each pay cycle. Plus, your deduction amount is fixed, so you know what you’re paying for your car each month.

3

You + Leaselab

With a direct line of communication through a dedicated relationship manager, we'll help you navigate any challenges right the way through your lease. Whether it's today or five years from now, we promise you’ll always have the same level of help and service all the way through to the end of your lease.

Explore our most popular Mercedes models

All your car and running costs are included

Customer Service

Customer Service

Rego & Insurance

Rego & Insurance

Tyres & Alignment

Tyres & Alignment

Servicing &  Maintenance

Servicing & Maintenance

Fuel or Electricity

Fuel or Electricity

Lease Payments

Lease Payments

About Leaselab

We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.As we always say: It’s a new lease on novated leasing.

Why choose Leaselab for your novated lease?

We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.

We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.

100+

years of combined experience in novated leasing

97%

Customer satisfaction rating

99%

of reviews are 5 stars

How we stack up against the competition

We believe everyday Aussies deserve a smarter way to buy a new ute. That's what grounds our commitment to customer success. And it's why we always act in the best interests of our clients by providing trustworthy education and guidance, even (and especially when) it’s difficult.

Total Transparency & Easy Access

See all your lease details at any time, with a simple, intuitive online portal.

Multiple Lender Options, Competitive Rates

Choose from a range of lenders to get the best deal for you.

Super Short Support Wait Times

Speak to a real person in under a minute, on average.

Rapid Reimbursements

Get your money back fast—usually within 2–3 business days.

Dedicated Account Manager

Enjoy personal service from your own account manager, for the life of your lease.

Exclusive Employee Benefits

Access extra perks and benefits beyond your lease, at no extra cost.

Our Happy Customers

We've saved thousands, for thousands

Rated 5/5 based on 141 Google reviews

Frequently Asked Questions

How do I get a novated lease for a Mercedes?

Securing a novated lease for a Mercedes with LeaseLab is straightforward. You can start by requesting a quick, obligation-free quote. If you're satisfied with the quote, we'll assist you with finance pre-approval while you select your Mercedes-Benz. Once you've chosen your vehicle, we'll help you secure it, often at competitive wholesale or fleet prices.

Then, you and your employer sign the necessary paperwork to set up your Mercedes novated lease payments from your pre-tax salary. After final approval, you'll receive a welcome kit and you’re good to go!

How does a novated lease for a Mercedes differ from a car loan?

A Mercedes novated lease is different from a car loan in several key ways. With a car loan, your repayments are made from your post-tax salary, meaning you pay for the loan after taxes have been deducted from your earnings. In contrast, a novated lease for a Mercedes comes out of your pre-tax salary, allowing you to make lease payments before taxes are applied.

This arrangement reduces your taxable income, leading to significant tax savings. Typically, these tax savings surpass the interest costs associated with the lease, making a Mercedes-novated lease a more financially advantageous option compared to a traditional car loan.

What can be included in a Mercedes novated lease package?

A Mercedes novated lease package can cover the vehicle itself plus a wide range of running costs. This includes fuel, servicing, tyres, insurance, roadside assistance, charging and registration. The more expenses you bundle into your Mercedes novated lease, the greater your tax savings will be. 

However, we understand that some people prefer to manage certain aspects, such as insurance or servicing, separately. Our flexible plans accommodate various preferences, offering options that range from just the car to comprehensive packages that cover all running costs.

What costs can’t be included in a Mercedes novated lease package?

It's worth noting that certain items, like road tolls, parking fees, fines and accessories added post-delivery, can’t be included as they are not considered legitimate operating costs by the ATO. For detailed comparisons and to choose the best plan for you, explore our Mercedes novated lease options on our plans page.

How does a Mercedes novated lease help reduce tax for high-income earners?

High-income earners can use a novated lease to pay for their Mercedes with pre-tax dollars, reducing taxable income and maximising take-home pay. It's a smart way to drive a premium vehicle while unlocking real tax savings. For many executives and professionals, salary sacrificing becomes a more financially efficient option than buying outright or using standard finance.

Is a novated lease available on both new and demo Mercedes vehicles?

Yes, you can lease both new and demo Mercedes vehicles. A demo model brings you closer to Mercedes prestige at a lower lease cost, without compromising on the features you love. It's a popular option for those seeking to maximise value while still wanting that luxury driving experience.

Can I upgrade to a newer Mercedes after my lease ends?

Absolutely. Once your lease ends, you can upgrade to a newer model, refinance or take ownership of the car. Many drivers choose to refresh their Mercedes every few years, keeping up with the latest design, technology and safety features. Leasing keeps your options open without long-term ownership commitments.

How do Mercedes' safety features compare to BMW and Audi for families?

Mercedes sets the standard in family safety with Pre-Safe, Active Brake Assist and a suite of advanced driver assistance systems. Compared to BMW and Audi, Mercedes consistently earns top safety ratings, making it a trusted choice for families prioritising peace of mind, especially on long commutes or busy urban roads

How does Mercedes' resale value compare to other luxury car brands?

Mercedes-Benz holds its value well, particularly in the C-Class, GLC and AMG models. Compared to other luxury brands, Mercedes combines strong demand with a reputation for reliability and prestige. This makes it a smart long-term choice for both personal use and salary packaging through a novated lease.

Which Mercedes models are most popular in Australia?

The C-Class leads as one of Australia's favourite premium sedans, recently outselling the BMW 3 Series. The GLC SUV is another standout, blending luxury with everyday practicality. Both models consistently rank high with families and professionals, thanks to refined styling, safety and comfort.

Do Mercedes EVs compete well with Tesla for price and features?

EQB and EQC models from Mercedes deliver a luxurious cabin, smooth drive quality and sophisticated safety technology, setting them apart from Tesla’s offerings. While Tesla often leads in raw tech and range, Mercedes appeals to those who value comfort, heritage and a more traditional luxury experience, especially for long-term ownership.

How fuel-efficient is the Mercedes C-Class compared to Mercedes hybrids?

The standard petrol C-Class delivers around 6.9 L/100 km, offering solid efficiency for a luxury sedan. However, hybrid models like the C300e plug-in hybrid significantly reduce fuel use, especially for city driving. If you want performance with lower running costs, Mercedes hybrids provide an elegant, eco-conscious solution.