Polester
Drive your favourite Polester with all the perks of novated leasing. Flexible options, exclusive savings, and stress-free motoring made easy.

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What is a novated lease?
A novated lease is an innovative way to finance your vehicle through a three-party agreement involving you, your employer, and a car finance provider. It allows you to pay for your car from your pre-tax salary, leading to significant tax savings and a streamlined car ownership experience.
Save thousands in tax
Bundle your car and running costs into one pre-tax salary deduction, saving thousands annually and tens of thousands over the lease's lifetime.
Get a better car for less money
Save up to $6,334 on the GST component of the car's price, making it easier to afford a better car and maximising your budget.
No bill shock
Turn annual car-related expenses into even monthly payments, preventing unexpected costs that can disrupt your budget.
Include running costs
Add fuel, servicing, insurance, and more to your lease package, all paid pre-tax, increasing your savings on everyday costs.
Fixed monthly payments
Enjoy predictable, fixed payments over the lease term, helping you manage your finances with confidence.
Managed by us, for you
We handle all aspects of your lease, from processing expenses to providing transparent account reporting, ensuring hassle-free management.
The Process
How It Works
A novated lease is a way to pay for your car and its running costs using your pre-tax income, which in the eyes of the ATO reduces your total salary and therefore the amount of tax you pay. It sounds simple, but it’s a total game-changer. Here's how it works in three simple steps.
You + Your Vehicle
Found the car you want? Perfect. Now, instead of you paying for your car outright, you enter into a lease agreement for the car for a fixed period between 1 - 5 years.
You + Your Employer
An agreement is set up between you, your employer and us. Then, your deductions for the lease (including running costs too, if that's what you want) are made by your employer from your pre-tax income. And that reduces the income tax you pay each pay cycle. Plus, your deduction amount is fixed, so you know what you’re paying for your car each month.
You + Leaselab
With a direct line of communication through a dedicated relationship manager, we'll help you navigate any challenges right the way through your lease. Whether it's today or five years from now, we promise you’ll always have the same level of help and service all the way through to the end of your lease.
All your car and running costs are included
Customer Service
Rego & Insurance
Tyres & Alignment
Servicing & Maintenance
Fuel or Electricity
Lease Payments

About Leaselab
We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.As we always say: It’s a new lease on novated leasing.
Why choose Leaselab for your novated lease?
We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers. We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.
years of combined experience in novated leasing

Customer satisfaction rating
of reviews are 5 stars

How we stack up against the competition
We believe everyday Aussies deserve a smarter way to buy a new ute. That's what grounds our commitment to customer success. And it's why we always act in the best interests of our clients by providing trustworthy education and guidance, even (and especially when) it’s difficult.

Total Transparency & Easy Access
See all your lease details at any time, with a simple, intuitive online portal.

Multiple Lender Options, Competitive Rates
Choose from a range of lenders to get the best deal for you.

Super Short Support Wait Times
Speak to a real person in under a minute, on average.

Rapid Reimbursements
Get your money back fast—usually within 2–3 business days.

Dedicated Account Manager
Enjoy personal service from your own account manager, for the life of your lease.

Exclusive Employee Benefits
Access extra perks and benefits beyond your lease, at no extra cost.
Our Happy Customers
Rated 5/5 based on 141 Google reviews
Frequently Asked Questions
What is the typical lease term for Novated Leasing?
The typical lease term for novated leasing ranges from 1 to 5 years. The lease term can be tailored to fit the employee's needs and financial situation, allowing for flexibility in vehicle choice and payment structure.
What is Novated Leasing?
Novated leasing is a three-way agreement between an employee, their employer, and a finance company. It allows employees to lease a vehicle of their choice while the employer makes the lease payments on their behalf. This arrangement can provide tax benefits and reduce the employee's taxable income.
What happens if I leave my job?
If you leave your job, the novated lease can be transferred to your new employer if they agree to take on the lease. Alternatively, you may need to pay out the remaining lease balance or take over the payments yourself until the lease term ends.
What types of vehicles are eligible for Novated Leasing?
Most vehicles are eligible for novated leasing, including cars, SUVs, and light commercial vehicles. However, the vehicle must be used primarily for work-related purposes to qualify for the tax benefits associated with novated leasing.
Is maintenance included in a Novated Lease?
Many novated leasing agreements include maintenance packages that cover regular servicing, repairs, and roadside assistance. It's advisable to check with the leasing company to understand what is included in the maintenance plan.
Can I terminate my Novated Lease early?
Yes, you can terminate your novated lease early, but it may incur additional costs or penalties. It's essential to review the lease agreement for specific terms regarding early termination and discuss options with the leasing company.
What are the tax implications of Novated Leasing?
Novated leasing can have significant tax implications. Since lease payments are made from pre-tax income, employees may reduce their taxable income, leading to lower income tax liabilities. However, it's essential to consult with a tax advisor to understand individual circumstances and ensure compliance with tax laws.
What are the costs associated with Novated Leasing?
Costs associated with novated leasing include the lease payments, insurance, maintenance, and any applicable fees. It's important to review the lease agreement carefully to understand all costs involved and ensure they fit within your budget.
What are the benefits of Novated Leasing?
The benefits of novated leasing include potential tax savings, the ability to choose any vehicle, and the convenience of having lease payments deducted from pre-tax income. Additionally, it can simplify vehicle management and maintenance, as many leasing companies offer comprehensive packages.
How do I apply for a Novated Lease?
To apply for a novated lease, you typically need to provide personal and employment details, choose a vehicle, and submit an application to a leasing company. The process may vary slightly depending on the provider, so it's best to consult their guidelines.