Ford Novated Lease

Unlock Ford’s proven durability and innovative features with an easy novated lease from Leaselab. Simplify car ownership with tailored, tax-effective leasing. Get started today.

Ford

Drive Your New Ford Home Today with a Novated Lease 

Ford is synonymous with innovation, reliability and performance. Whether you're drawn to the robust Ranger, the family-friendly Everest, the eco-concious Mustang Mach-E or any of Ford's other leading models, Ford delivers a driving experience that's hard to match. 

Opting for a Ford novated lease through LeaseLab allows you to enjoy the unlimited benefits of these iconic vehicles while unlocking substantial financial rewards otherwise unmatched in other traditional financing packages. 

Built Ford Tough. Ready for Anything. Discover the Ford Range.

From rugged utes to spacious SUVs, Ford’s lineup delivers strength and reliability to power your work and family adventures.

Ford

Is novated leasing available on Ford’s hybrid or EV models like the Mustang Mach-E?

Yes, novated leasing is available on Ford’s hybrid and electric models, including the Mustang Mach-E. Notably, the Mustang Mach-E qualifies for the federal FBT exemption, allowing you to salary package 100% of your lease and running costs tax-free. This makes driving this electric SUV even more affordable. Now that’s performance that leaves a smile on your face. 

Even if a hybrid model does not qualify for the FBT exemption, novated leasing can still offer great tax benefits. Contact Leaselab to find out how you can take advantage of these savings with Ford’s innovative line-up. 

What happens at the end of my Ford novated lease? 

When your Ford novated lease comes to an end, you’ve got a few easy options. You can buy your car by paying off the residual, swap it for a newer model or even refinance the leftover amount to keep things rolling. It’s all about what works best for you.

Many Aussies take this opportunity to upgrade to the latest Ford or another vehicle, enjoying the newest features while still benefiting from valuable tax perks with a fresh lease.

Ford

What is a novated lease?

A novated lease is an innovative way to finance your vehicle through a three-party agreement involving you, your employer, and a car finance provider. It allows you to pay for your car from your pre-tax salary, leading to significant tax savings and a streamlined car ownership experience.

Save thousands in tax

Bundle your car and running costs into one pre-tax salary deduction, saving thousands annually and tens of thousands over the lease's lifetime.

Get a better car for less money

Save up to $6,334 on the GST component of the car's price, making it easier to afford a better car and maximising your budget.

No bill shock

Turn annual car-related expenses into even monthly payments, preventing unexpected costs that can disrupt your budget.

Include running costs

Add fuel, servicing, insurance, and more to your lease package, all paid pre-tax, increasing your savings on everyday costs.

Fixed monthly payments

Enjoy predictable, fixed payments over the lease term, helping you manage your finances with confidence.

Managed by us, for you

We handle all aspects of your lease, from processing expenses to providing transparent account reporting, ensuring hassle-free management.

The Process

How It Works

A novated lease is a way to pay for your car and its running costs using your pre-tax income, which in the eyes of the ATO reduces your total salary and therefore the amount of tax you pay. It sounds simple, but it’s a total game-changer. Here's how it works in three simple steps.

1

You + Your Vehicle

Found the car you want? Perfect. Now, instead of you paying for your car outright, you enter into a lease agreement for the car for a fixed period between 1 - 5 years.

2

You + Your Employer

An agreement is set up between you, your employer and us. Then, your deductions for the lease (including running costs too, if that's what you want) are made by your employer from your pre-tax income. And that reduces the income tax you pay each pay cycle. Plus, your deduction amount is fixed, so you know what you’re paying for your car each month.

3

You + Leaselab

With a direct line of communication through a dedicated relationship manager, we'll help you navigate any challenges right the way through your lease. Whether it's today or five years from now, we promise you’ll always have the same level of help and service all the way through to the end of your lease.

Explore our most popular Ford models

All your car and running costs are included

Customer Service

Customer Service

Rego & Insurance

Rego & Insurance

Tyres & Alignment

Tyres & Alignment

Servicing &  Maintenance

Servicing & Maintenance

Fuel or Electricity

Fuel or Electricity

Lease Payments

Lease Payments

About Leaselab

We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.As we always say: It’s a new lease on novated leasing.

Why choose Leaselab for your novated lease?

We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.

We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.

100+

years of combined experience in novated leasing

97%

Customer satisfaction rating

99%

of reviews are 5 stars

How we stack up against the competition

We believe everyday Aussies deserve a smarter way to buy a new ute. That's what grounds our commitment to customer success. And it's why we always act in the best interests of our clients by providing trustworthy education and guidance, even (and especially when) it’s difficult.

Total Transparency & Easy Access

See all your lease details at any time, with a simple, intuitive online portal.

Multiple Lender Options, Competitive Rates

Choose from a range of lenders to get the best deal for you.

Super Short Support Wait Times

Speak to a real person in under a minute, on average.

Rapid Reimbursements

Get your money back fast—usually within 2–3 business days.

Dedicated Account Manager

Enjoy personal service from your own account manager, for the life of your lease.

Exclusive Employee Benefits

Access extra perks and benefits beyond your lease, at no extra cost.

Our Happy Customers

We've saved thousands, for thousands

Rated 5/5 based on 141 Google reviews

Frequently Asked Questions

Can I use my Ford novated lease vehicle for personal use?

Yes, a Ford novated lease allows unrestricted personal use of your vehicle. Whether for business or pleasure, you can enjoy the full benefits of your Ford without any limitations, unlike some other financing options.

What Ford models are available for a novated lease?

LeaseLab offers novated leases on a wide range of Ford models, including the popular Ranger, the Everest and the electric Mustang Mach-E. With a Ford novated lease, you can choose from a new or used model. It’s really entirely up to you. Contact LeaseLab to explore the full range of Ford novated lease options available, or browse our plans here.

How much can I save with a Ford novated lease?

A Ford novated lease delivers significant savings by deducting lease payments and running costs from your pre-tax salary, reducing your taxable income. You'll avoid paying GST on the vehicle purchase price and running costs, further enhancing your savings. You can get an idea of just how much you can save by using our Ford novated lease calculator.

Can I claim running costs like fuel and servicing through my novated lease?

Yes, running costs such as fuel, servicing, insurance and even tyres can be included in your novated lease payments. Bundling these expenses into one tax-effective salary packaging payment simplifies budgeting and can save you money. This is particularly beneficial for tradies and regional workers with higher running costs, as well as busy families who appreciate hassle-free, predictable expenses.

Is it better to lease or buy a Ford ute if I’m working FIFO or in construction?

Leasing is often smarter for FIFO and construction workers. It reduces upfront costs, bundles running expenses and offers flexibility if your job situation changes. Novated leasing with Ford lets you drive a reliable ute without the hassle of ownership, keeping your cash flow steady.

Can I include a canopy, tow bar or off-road accessories in my lease package?

Absolutely! Accessories such as canopies, tow bars and off-road gear can be included in your novated lease if they are part of the initial vehicle quote and financed upfront. This way, your ute is fully equipped within your tax-effective payments. Unfortunately, accessories added after the lease starts can’t be claimed or reimbursed.

Is the Ford Everest a good family SUV to lease through novated leasing?

The Ford Everest is an excellent SUV for families. It offers spacious seating, advanced safety features and strong towing capacity. Leasing it novated allows families to enjoy premium comfort and technology while benefiting from tax savings and flexible payment options. Estimate your repayments today with our easy-to-use calculator.

How does Ford’s safety tech compare to Toyota for family driving?

Ford’s safety tech, like Co-Pilot360, matches Toyota’s suite with features such as autonomous emergency braking and lane-keeping assist. Both brands focus on family safety, but Ford’s driver-assist tech often comes standard on more models, making it a practical choice for everyday family driving.

What happens to my Ford novated lease if I change jobs or go part-time?

If you change jobs or move to part-time work, you can usually transfer your Ford novated lease to your new employer or adjust your payment terms. This flexibility provides peace of mind, allowing your lease to continue even if you decide to switch jobs. If your new employer isn’t set up with novated leasing yet, we’d be happy to help them get started.

Is the Ford Everest a better family SUV to lease than the Mitsubishi Pajero Sport?

The Ford Everest offers more interior space and advanced driver assistance features compared to the Pajero Sport, delivering a comfortable and capable ride for families. Both are durable and reliable, but Everest’s modern tech and comfort often appeal more to families on novated leases.

Does the Ford Ranger offer better towing or tech than the Isuzu D-MAX?

The Ford Ranger offers strong towing capacity and a more advanced infotainment system than the Isuzu D-MAX. It’s a reliable choice for tradies who want robust performance and modern tech, combined with the convenience and savings of a novated lease.

How do Ford's 4x4 capabilities stack up against the Triton for off-road work?

Ford’s 4x4 system in the Ranger is robust and designed for tough off-road conditions, often outperforming the Mitsubishi Triton in traction and handling. For tradies and regional workers tackling rough terrain, the Ranger offers confidence and durability on every job site.