Jaecoo Novated Lease
Discover competitive novated lease pricing for your Jaecoo at Leaselab. Simplify car ownership with tailored, tax-effective leasing. Get started today.
All your car and running costs are included
Customer Service
Rego & Insurance
Tyres & Alignment
Servicing & Maintenance
Fuel or Electricity
Lease Payments
Choose your own running costs
You can customise your lease to your liking. Get a Personalised Quote below to choose your options.
Get into a Jaeco SUV today
Jaecoo arrived on Australian shores in 2024 as Chery's premium off-road focused SUV brand, bringing genuine 4WD capability with a surprisingly upmarket feel. Born from one of China's largest automotive groups, Jaecoo (pronounced "jay-co") positions itself as the adventurous alternative to mainstream SUVs, offering serious off-road hardware that undercuts its European rivals.
Use our Jaecoo novated lease calculator to discover your savings.
Are any of the Jaecoo models FBT-free under a novated lease?
Yes. All the Jaecoo cars available in Australia (J5 and J8) slip comfortably under FBT thresholds for maximum tax benefits. With Land Rover-inspired styling, modern hybrid technology, leather-trimmed cabins and legitimate bush credentials, they strike the sweet spot between everyday comfort and adventuring in the great outdoors.
Compare the Jaecoo lineup with other EVs that are popular at Leaselab.
What is a novated lease?
A novated lease is an innovative way to finance your vehicle through a three-party agreement involving you, your employer, and a car finance provider. It allows you to pay for your car from your pre-tax salary, leading to significant tax savings and a streamlined car ownership experience.
Save thousands in tax
Bundle your car and running costs into one pre-tax salary deduction, saving thousands annually and tens of thousands over the lease's lifetime.
Get a better car for less money
Save up to $6,334 on the GST component of the car's price, making it easier to afford a better car and maximising your budget.
No bill shock
Turn annual car-related expenses into even monthly payments, preventing unexpected costs that can disrupt your budget.
Include running costs
Add fuel, servicing, insurance, and more to your lease package, all paid pre-tax, increasing your savings on everyday costs.
Fixed monthly payments
Enjoy predictable, fixed payments over the lease term, helping you manage your finances with confidence.
Managed by us, for you
We handle all aspects of your lease, from processing expenses to providing transparent account reporting, ensuring hassle-free management.
The Process
How It Works
A novated lease is a way to pay for your car and its running costs using your pre-tax income, which in the eyes of the ATO reduces your total salary and therefore the amount of tax you pay. It sounds simple, but it’s a total game-changer. Here's how it works in three simple steps.
You + Your Vehicle
Found the car you want? Perfect. Now, instead of you paying for your car outright, you enter into a lease agreement for the car for a fixed period between 1 - 5 years.
You + Your Employer
An agreement is set up between you, your employer and us. Then, your deductions for the lease (including running costs too, if that's what you want) are made by your employer from your pre-tax income. And that reduces the income tax you pay each pay cycle. Plus, your deduction amount is fixed, so you know what you’re paying for your car each month.
You + Leaselab
With a direct line of communication through a dedicated relationship manager, we'll help you navigate any challenges right the way through your lease. Whether it's today or five years from now, we promise you’ll always have the same level of help and service all the way through to the end of your lease.
Instant estimate - no obligation
Which Jaecoo is best for you?
Thinking about a Jaecoo on a novated lease? Good call. You get rugged luxury, paid with pre-tax dollars — and still have cash left over for the fun stuff (yes, camping gear included). Here’s how to pick your match:
- Jaecoo J5 – Compact, capable and safety-first. With 7 airbags and smart driver tech, it’s perfect if you want something easy to live with day-to-day, with extra peace of mind built in.
- Jaecoo J8 – Big, bold and ready for anything. Seven seats, loads of space and proper off-road capability, made for road trips, growing families and getting off the beaten track.
See how Jaecoo models compare with other cars available on a novated lease.
How does Jaecoo compare to competitors for novated leasing value?
Jaecoo delivers strong value in the premium mid-size SUV segment, especially when factoring in novated lease benefits:
Based on $150,000 salary, 5-year lease, 15,000km annually, 80% business usage:
- Jaecoo J5 – from $176 per week
- BYD Atto 3 – from $187 per week
- Kia EV5 – from $231 per week
- Zeekr 7X – from $234 per week
Where Jaecoo wins:
- Premium cabin materials and features at mid-range pricing
- Legitimate 4WD capability (not just AWD)
- 7-year warranty provides long-term confidence
- Lower monthly cost than European/Japanese premium brands
What happens if I change jobs during my Jaecoo novated lease?
You’ve got a few options if you change jobs:
- Transfer the lease to your new employer (best option)
- Continue with after-tax payments and keep the car
- Pay out or sell the vehicle early
- Return the car (shortfall may apply)
Before accepting a new job, ask if they offer salary packaging. Most medium-to-large employers do, making the transfer the smoothest option.
Can I salary sacrifice a Jaecoo if I'm self-employed or a sole trader?
Yes, but it works slightly differently from traditional employee novated leases:
Self-employed novated lease requirements:
- Must have a company structure (Pty Ltd) with proper PAYG withholding
- Need to be drawing a regular salary from your company
- The company becomes the "employer" in the novated lease arrangement
- Must maintain a ‘formal employment relationship’ with your own company
Sole traders without a company structure generally can't access novated leasing, so it's worth thinking about switching to this structure to unlock all the benefits.
About Leaselab
We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.As we always say: It’s a new lease on novated leasing.
Why choose Leaselab for your novated lease?
We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers. We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.
years of combined experience in novated leasing
Customer satisfaction rating
of reviews are 5 stars
How we stack up against the competition
We believe everyday Aussies deserve a smarter way to buy a new ute. That's what grounds our commitment to customer success. And it's why we always act in the best interests of our clients by providing trustworthy education and guidance, even (and especially when) it’s difficult.
Total Transparency & Easy Access
See all your lease details at any time, with a simple, intuitive online portal.
Multiple Lender Options, Competitive Rates
Choose from a range of lenders to get the best deal for you.
Super Short Support Wait Times
Speak to a real person in under a minute, on average.
Rapid Reimbursements
Get your money back fast—usually within 2–3 business days.
Dedicated Account Manager
Enjoy personal service from your own account manager, for the life of your lease.
Exclusive Employee Benefits
Access extra perks and benefits beyond your lease, at no extra cost.
Our Happy Customers
Helping Aussies get into their dream car
We’ve helped thousands save tens of thousands, and we’re on a mission to make novated leasing mainstream, simple and accessible to everyone.
Education that empowers you
We’re here to give you the knowledge and confidence to make the smartest decision for your situation.
Service that never stops
From your first quote to your final lease payment and beyond, our team is by your side throughout the entire process.
“Great service. Always very prompt in answering questions. Excellent communication, kept me up to date through the whole process. Really couldn't be happier with the service I received.”
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Wayne R
