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BMW X5
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Luxury SUV. Sporty Style.
Driving pleasure starts with luxurious comfort and outstanding versatility. Add distinctive design and pioneering performance, and this BMW Sport Utility Vehicle (SUV) sets a benchmark both on and off-road.
But this luxury doesn’t have to feel out of reach. With a BMW X5 novated lease, you can lower upfront costs, roll running expenses into one payment and enjoy premium driving sooner than you think. Talk about impressive.
Why choose a BMW X5 on a novated lease?
- Premium details and elegant design: Agile steering, bold LED headlights and sleek power turn heads everywhere.
- Luxury interior and spacious practicality: Curved display and Merino leather, plus large space and clever storage suit both families and professionals.
- High-tech driving: Advanced infotainment, Bowers & Wilkins surround sound and hybrid options for efficiency without compromise.
- Smarter ownership: Fully-maintained novated lease reduces upfront costs, bundles running expenses, and leverages pre-tax payments for maximum savings.
How much could you save with a BMW X5 novated lease?
Weekly costs generally sit between $506 and $636, depending on your chosen model and options. Add bundled running costs, and the savings really start to add up.
Want to see what’s possible? Try our BMW X5 novated lease calculator or reach out to our team for personalised numbers and savings insights.
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See how much you could save
The information you share is used for the purposes of an estimate. In many cases your final quote is less than what is shown here based on your personal circumstances.
The Process
How It Works
A novated lease is a way to pay for your car and its running costs using your pre-tax income, which in the eyes of the ATO reduces your total salary and therefore the amount of tax you pay. It sounds simple, but it’s a total game-changer. Here's how it works in three simple steps.
You + Your Vehicle
Found the car you want? Perfect. Now, instead of you paying for your car outright, you enter into a lease agreement for the car for a fixed period between 1 - 5 years.
You + Your Employer
An agreement is set up between you, your employer and us. Then, your deductions for the lease (including running costs too, if that's what you want) are made by your employer from your pre-tax income. And that reduces the income tax you pay each pay cycle. Plus, your deduction amount is fixed, so you know what you’re paying for your car each month.
You + Leaselab
With a direct line of communication through a dedicated relationship manager, we'll help you navigate any challenges right the way through your lease. Whether it's today or five years from now, we promise you’ll always have the same level of help and service all the way through to the end of your lease.
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Does business use affect BMW X5 novated lease savings?
Absolutely. The higher the percentage of business use, the greater your tax-deductible portion of running costs. For executives who use their BMW X5 primarily for client meetings, commuting and business travel, this can significantly reduce effective weekly costs.
How does a BMW X5 novated lease compare to a car loan?
Unlike a car loan, lease payments are pre-tax, lowering taxable income and often saving more than interest costs. Fully-maintained BMW X5 leases include running costs, provide predictable budgeting and let you upgrade vehicles easily after the lease term, offering more flexibility and financial efficiency.
We’ve got a range of cars you can put on a novated lease, so just pick a model and let us handle the rest.
Is an Audi Q7 or BMW X5 better on a novated lease?
While they are both premium SUVs, they definitely feel a bit different. The Q7 is often loved for its spacious third row and smooth ride, while the X5 leans toward sportier handling and driving dynamics.
When looking at price only, an Audi Q7 novated lease with Leaselab starts from $409 a week, while the X5 is from $506. It really comes down to personal preference.
How expensive is a BMW X5 outright compared to a novated lease?
A new BMW X5 typically sits in the upper premium SUV range. Prices vary by engine, options and trim, but expect list prices to start in the mid-$100,000s before on-road costs. With novated leasing, you can spread this cost and include running expenses to make luxury ownership feel much more manageable.
How much bigger is an X5 vs X3?
The X5 is noticeably larger than the X3. It offers more cargo space, rear-seat room and overall length, making it better for families, long trips or gear hauling. The X3 feels more compact and agile in the city, while the X5 gives you that extra space and presence without feeling overly bulky.
Expect weekly novated lease costs from roughly $337 for an X3, while an X5 typically starts from about $506.
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